The Bernstein family has power, but we’re hosting my in-laws, who don’t. A handy tip for readers who lost power last night: if your food spoils, some insurance companies will reimburse you with no deductible. Our refrigerator failed on its own last week, and USAA sent a check with no hassle. I don’t know how common this is, but I suspect that lots of people wouldn’t think to check with their homeowner or renter’s insurance policy about this.
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